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Chapter 7 bankruptcy is a bankruptcy type for individuals or businesses. Chapter 7 is for the discharge of debts. In Chapter 7, you either pay off or give up your property for secured debts. A bankruptcy attorney can help you learn more about the legal processes of filing for Chapter 7 bankruptcy.
With Chapter 13 bankruptcy, an individual is not looking to get rid of all debt. A Chapter 13 bankruptcy involves either restructuring payments and/or getting rid of a part of your debt. Both are intended to manage payments to be more affordable.
Chapter 11 bankruptcy is generally used to reorganize a business or corporation. A business outlines a roadmap for continuing to operate and pay off debt.